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India Calculators Hub

47+ free calculators designed for India—tax, finance, loans, and more

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Multi-Type Insurance Premium Calculator

Free insurance premium calculator for India & USA. Calculate term life insurance, auto insurance (USA), and health insurance (India) premiums instantly. Get personalized quotes based on age, health, lifestyle. See detailed breakdowns, savings recommendations, NCB discounts. Compare plans and reduce insurance costs by 30-50%.

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India Income Tax Calculator FY 2025-26

Free India Income Tax Calculator for FY 2025-26 (AY 2026-27). Calculate tax under old and new regime, compare both regimes instantly, maximize deductions under Section 80C (₹1.5L), 80D (₹50K health insurance), 80CCD1B (₹50K NPS). Includes TDS reconciliation, senior citizen benefits, tax planning tips. Know exact tax liability, monthly TDS deduction, and which regime saves more money.

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ESOP Tax Calculator India FY 2025-26 AY 2026-27

Free ESOP tax calculator for India FY 2025-26 AY 2026-27. Calculate ESOP perquisite tax and capital gains tax accurately. Calculate short-term vs long-term capital gains, surcharge, and cess. Perfect for startup employees in India. Get detailed breakdown of perquisite tax at exercise and capital gains tax at sale.

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Solar Panel ROI Calculator 2025 – Payback, Savings & Incentives for All 50 US States & India

Calculate your solar panel payback period, ROI, and 25-year savings in seconds. Includes 30% federal tax credit, state incentives, financing options (cash/loan/lease/PPA), and degradation. Works for all 50 US states and 28 India states with accurate tariff rates, sun hours, and regional benchmarks. See your exact break-even year and compare how you stack up against state averages.

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Mortgage Payoff Calculator with Extra Payments - Save Thousands 2025

Free mortgage payoff calculator shows exactly how extra payments, lump sums, and bi-weekly payments can save you tens of thousands in interest and help you become debt-free years earlier. Calculate your early payoff date, see complete amortization schedules, compare payment strategies side-by-side, and discover the power of even small extra payments. Includes year-by-year breakdown, month-by-month details, and instant savings comparison. Perfect for homeowners looking to pay off their mortgage faster, reduce interest costs, and build equity quicker. Try scenarios like adding $100/month extra, making bi-weekly payments (13 payments/year), or applying year-end bonuses as lump sums. See real numbers on how much you can save—many homeowners save $50,000+ in interest and pay off mortgages 5-10 years early. No registration required, instant results, completely free.

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Car Loan Calculator

Calculate car loan monthly payments, total interest, and loan term. Compare auto loan rates, include trade-in value, and estimate total vehicle financing costs with taxes and fees.

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RV Loan Calculator & Motorhome Payment Estimator

RV loan calculator with EMI, true monthly cost (insurance + registration), gap insurance, trade-in, and amortization. Compare lender types (credit union, bank, online, dealer, RV-specialist), see state-by-state and India regional insights, and plan Class A/B/C motorhomes, travel trailers, and fifth wheels with updated 2025 rates.

Personal Loan Calculator

Calculate personal loan EMI, total interest payable, and repayment schedule. Compare unsecured loan offers, see monthly installments, and plan your debt repayment effectively.

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Interest Calculator - Simple & Compound Interest Calculator 2025

Free advanced interest calculator 2025 with simple & compound interest calculations, multiple currency support (INR, USD, EUR, GBP, AUD), and recurring deposits. Calculate interest earned on savings, investments, loans, FDs, RDs with daily, monthly, quarterly, or annual compounding. Get year-by-year breakdown, APY calculations, comparison charts, and comprehensive interest growth projections. Perfect for savings planning, investment analysis, loan calculations, and financial decision-making. Supports lump sum and monthly contributions with detailed amortization schedules. Trusted by millions for accurate interest calculations.

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Salary Calculator India - Calculate In-Hand Salary from CTC 2025-26

Free India salary calculator and in-hand salary calculator to convert CTC to salary. Professional tax calculator with tax regime comparison India. Calculate HRA exemption, Section 80C deduction, and detailed monthly & annual breakup with income tax, PF, and professional tax. Compare old vs new tax regime instantly for FY 2025-26.

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8th Pay Commission Salary Calculator (India)

Free 8th Pay Commission salary calculator for India. Calculate your salary with DA (Dearness Allowance), HRA (House Rent Allowance), TA (Travel Allowance) breakdown. Compare 7th vs 8th CPC salary hike percentage. Get detailed monthly and annual salary structure with pay matrix levels. Calculate government employee salary under 8th Pay Commission.

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HRA Calculator India 2025-26

Free HRA calculator to calculate house rent allowance exemption and taxable HRA as per Income Tax Act. Calculate tax savings on HRA for metro and non-metro cities. Get instant HRA calculation with detailed breakdown, PDF download, and WhatsApp sharing.

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Gratuity Calculator India 2025-2026

Free gratuity calculator to calculate gratuity amount based on salary and years of service. Check eligibility, tax implications, and maximum limit under Payment of Gratuity Act. Get instant calculation with detailed breakdown, PDF download, and WhatsApp sharing.

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EPF Calculator India 2024-25 - Calculate Employee Provident Fund Balance & Maturity

Free EPF calculator to calculate your provident fund balance, maturity amount, and contributions. Get detailed year-wise breakdown with interest earned. Calculate EPF, EPS, and VPF contributions instantly. Plan your retirement savings with EPF maturity calculator.

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Compound Interest Calculator

Calculate compound interest on investments with daily, monthly, quarterly, or annual compounding. See how your savings grow over time with interest-on-interest calculations and detailed charts.

Investment Calculator

Calculate investment returns, growth, and future value with compound interest. Analyze lump sum investments, SIP, or recurring deposits with inflation adjustment and tax implications.

Stock Calculator

Calculate stock profit, loss, return percentage, and capital gains. Analyze buy/sell prices, quantity, brokerage fees, and taxes for accurate stock trading calculations.

Cryptocurrency Calculator

Calculate crypto investment returns, conversions, and profit/loss. Track Bitcoin, Ethereum, and altcoin portfolio value with real-time price data and trading fee calculations.

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401k Calculator

Calculate your 401k growth with 2025 contribution limits, employer match optimization, catch-up contributions, and tax savings. See retirement readiness, fee impact, and projected income using the 4% rule.

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GST Calculator

Calculate GST (Goods and Services Tax) for purchases and sales. Add or remove GST at 0%, 5%, 12%, 18%, 28%, or 40% rates (GST 2.0). Perfect for Indian businesses and invoice calculations.

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SIP Calculator

Calculate Systematic Investment Plan (SIP) returns in mutual funds. Estimate wealth accumulation with monthly SIP investments, expected returns, and investment duration for goal-based planning.

Markup Calculator

Calculate markup percentage, selling price, and profit from cost. Determine retail pricing strategy with gross profit calculations for business and ecommerce.

Margin Calculator

Calculate profit margin, gross margin, and net margin percentages. Analyze business profitability with revenue, cost, and markup calculations for pricing decisions.

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Loan EMI Calculator India

Calculate monthly EMI for home loans, personal loans, car loans in India (₹ INR). Get amortization schedule, prepayment insights, tax benefits under Section 80C & 24, and compare SBI, HDFC, ICICI, Axis Bank rates.

VAT Calculator

Calculate Value Added Tax (VAT) for goods and services. Add or remove VAT at standard, reduced, or zero rates for UK, EU, and international VAT calculations.

Bitcoin Calculator

Calculate Bitcoin investment value, profit/loss, and conversions to USD, EUR, INR. Track BTC holdings, mining profitability, and satoshi conversions with live prices.

Loan Payoff Calculator

Calculate when you will pay off your loan with extra payments. Estimate interest savings, payoff date, and accelerated payment schedule to become debt-free faster.

Debt Payoff Calculator

Create debt payoff plan using snowball or avalanche method. Calculate how long to pay off multiple debts, total interest saved, and optimal payment strategy for debt freedom.

Credit Card Payoff Calculator 2025 | Debt Freedom Date Calculator

Calculate how long it takes to pay off credit card debt with our free calculator. See payoff date, total interest, and strategies to pay off faster. Includes debt snowball vs avalanche comparison, multiple credit card payoff plan, balance transfer calculator, and monthly payment breakdown.

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क्रेडिट कार्ड पेऑफ़ कैलकुलेटर इंडिया | Credit Card Payoff Calculator India

भारत में क्रेडिट कार्ड ऋण का भुगतान कितने समय में होगा, यह जानें। Calculate payoff timeline in INR. ब्याज की गणना करें और तेज़ी से भुगतान करने की रणनीतियाँ देखें।

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CIBIL Score Calculator India | Credit Score & Loan Eligibility Checker

Free CIBIL score calculator to estimate your credit score (300-900) and check loan eligibility instantly. Calculate based on payment history, credit utilization, credit mix, and history length. Get personalized loan amount estimates, interest rate predictions, and actionable tips to improve your CIBIL score. Know your eligibility for personal loans, home loans, car loans with realistic approval chances.

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Net Worth Calculator | Calculate & Track Your Personal Net Worth

Free net worth calculator to calculate your personal net worth instantly. Track assets and liabilities, compare to age benchmarks, and plan your financial future. See breakdowns by category, age comparisons, and get personalized insights.

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Pension Calculator - Multi-Currency Retirement Income Planner 2025

Free advanced pension calculator 2025 with multi-currency support (USD, INR, EUR, GBP, AUD). Calculate retirement pension income, projected savings at retirement, sustainable monthly withdrawals using the 4% rule, and years of financial security. Estimate pension benefits from defined contribution plans, 401(k), retirement accounts with compound interest projections. Analyze your retirement readiness with personalized calculations showing total contributions, wealth growth, and pension income projections. Perfect for retirement planning across India, USA, Europe, UK, Australia with currency-specific insights. Get detailed breakdowns of how much you need to save monthly, projected retirement corpus, and sustainable income strategies. Plan your golden years with confidence using our comprehensive pension planning tool trusted by millions worldwide.

Gold Price Calculator

Calculate gold value by weight and purity (24K, 22K, 18K). Convert grams, ounces, and tolas to current market price in USD, INR, or other currencies for jewelry and investment.

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Mutual Fund Calculator

Advanced mutual fund calculator with multi-currency support (INR/USD/EUR). Calculate SIP returns, lump sum investments, CAGR, XIRR, NAV growth, expense ratio impact, and year-by-year breakdown. Compare fund performance and optimize your investment strategy.

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PPF Calculator

Calculate Public Provident Fund (PPF) returns, maturity amount, and interest earnings. Plan 15-year investment with current PPF rates and tax-free returns for India.

Commission Calculator

Calculate sales commission, earnings, and percentage rates. Compute tiered commissions, referral fees, and affiliate payouts for sales professionals and businesses.

Stocks ROI Calculator

Calculate return on investment (ROI) for stocks with dividends, capital gains, and holding period. Analyze stock performance, annualized returns, and total investment profit.

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FD Calculator

Calculate Fixed Deposit maturity amount, interest earned, and returns for Indian banks. Compare SBI, HDFC, ICICI FD rates with quarterly compounding. Get accurate FD calculations with TDS details for tax planning in India.

APR Calculator

Calculate Annual Percentage Rate (APR) for loans, credit cards, and mortgages. Compare APR vs interest rate, include fees, and determine true cost of borrowing.

SGPA to CGPA Calculator

Free SGPA to CGPA calculator for Indian students. Calculate your cumulative CGPA from semester GPAs instantly. Supports 10-point scale, shows grade interpretation, percentage equivalent, and semester-by-semester breakdown.

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CGPA to GPA Converter

Free CGPA to GPA converter for Indian students applying to US/UK universities. Convert your 10-point CGPA to 4.0 GPA scale instantly. Includes university-specific conversions (MIT, Stanford, UT Austin), percentage equivalent, and grade interpretation.

Down Payment Calculator

Calculate down payment needed for home purchase at 3%, 5%, 10%, or 20%. Determine PMI costs, loan amount, and closing costs for different down payment scenarios.

Concrete Calculator

Calculate concrete needed for slabs, footings, columns, and driveways. Estimate cubic yards, bags, and cost for construction projects with concrete volume calculations.

Painting Calculator

Calculate paint needed for walls, ceilings, and rooms. Estimate gallons of paint, primer, and total coverage area for interior and exterior painting projects.

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Roofing Cost Calculator

Roofing cost calculator for US and India with pitch multipliers, per-square pricing, material vs labor breakdown, removal, and permits.

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Business Days Calculator India

Count working days between two dates excluding weekends and Indian national holidays with custom holiday support.