Finance Calculators
Plan your financial future with our comprehensive suite of finance calculators. From 401k retirement planning to mortgages and investments.
Multi-Type Insurance Premium Calculator
Free insurance premium calculator for India & USA. Calculate term life insurance, auto insurance (USA), and health insurance (India) premiums instantly. Get personalized quotes based on age, health, lifestyle. See detailed breakdowns, savings recommendations, NCB discounts. Compare plans and reduce insurance costs by 30-50%.
India Income Tax Calculator FY 2025-26
Free India Income Tax Calculator for FY 2025-26 (AY 2026-27). Calculate tax under old and new regime, compare both regimes instantly, maximize deductions under Section 80C (₹1.5L), 80D (₹50K health insurance), 80CCD1B (₹50K NPS). Includes TDS reconciliation, senior citizen benefits, tax planning tips. Know exact tax liability, monthly TDS deduction, and which regime saves more money.
ESOP Tax Calculator India FY 2025-26 AY 2026-27
Free ESOP tax calculator for India FY 2025-26 AY 2026-27. Calculate ESOP perquisite tax and capital gains tax accurately. Calculate short-term vs long-term capital gains, surcharge, and cess. Perfect for startup employees in India. Get detailed breakdown of perquisite tax at exercise and capital gains tax at sale.
Solar Panel ROI Calculator 2025 – Payback, Savings & Incentives for All 50 US States & India
Calculate your solar panel payback period, ROI, and 25-year savings in seconds. Includes 30% federal tax credit, state incentives, financing options (cash/loan/lease/PPA), and degradation. Works for all 50 US states and 28 India states with accurate tariff rates, sun hours, and regional benchmarks. See your exact break-even year and compare how you stack up against state averages.
Mortgage Calculator - Free Home Loan Payment Calculator 2025
Free advanced mortgage calculator 2025 with complete PITI breakdown (Principal, Interest, Taxes, Insurance), detailed amortization schedule, and instant payment estimates. Calculate your exact monthly mortgage payment, total interest cost over loan lifetime, optimal down payment amount, PMI requirements, and loan-to-value ratio. Compare 15-year vs 30-year mortgages side-by-side, analyze refinancing scenarios, estimate closing costs, and discover tax-saving strategies. Includes FHA, VA, Conventional, and Jumbo loan calculations with adjustable rate (ARM) options. Get personalized home affordability insights, early payoff scenarios, and print-ready payment schedules. Trusted by 5M+ home buyers for accurate, bank-level calculations. Your complete mortgage planning toolkit—understand every dollar of your home loan before you commit.
Mortgage Payoff Calculator with Extra Payments - Save Thousands 2025
Free mortgage payoff calculator shows exactly how extra payments, lump sums, and bi-weekly payments can save you tens of thousands in interest and help you become debt-free years earlier. Calculate your early payoff date, see complete amortization schedules, compare payment strategies side-by-side, and discover the power of even small extra payments. Includes year-by-year breakdown, month-by-month details, and instant savings comparison. Perfect for homeowners looking to pay off their mortgage faster, reduce interest costs, and build equity quicker. Try scenarios like adding $100/month extra, making bi-weekly payments (13 payments/year), or applying year-end bonuses as lump sums. See real numbers on how much you can save—many homeowners save $50,000+ in interest and pay off mortgages 5-10 years early. No registration required, instant results, completely free.
US Salary Calculator 2025 - Free Take Home Pay Calculator After Taxes
Free US salary calculator calculates your take-home pay after federal tax, state tax, FICA, and deductions. Accurate 2025 tax brackets for all 50 states. See net pay by paycheck period instantly. Calculate exact take-home salary from hourly, weekly, biweekly, monthly, or annual pay. Includes federal income tax (10%-37% progressive brackets), state income tax for all 50 states, Social Security (6.2%), Medicare (1.45%), additional Medicare tax (0.9% over $200K), 401(k) contributions, health insurance premiums, HSA, FSA, and bonus calculations. Compare scenarios, understand effective vs marginal tax rates, optimize pre-tax deductions, and see detailed breakdown by pay period. Perfect for job offer evaluation, salary negotiation, budgeting, tax planning, and understanding your real purchasing power. Supports single, married filing jointly, married filing separately, and head of household filing statuses. No registration, instant accurate results, completely free.
Car Loan Calculator
Calculate car loan monthly payments, total interest, and loan term. Compare auto loan rates, include trade-in value, and estimate total vehicle financing costs with taxes and fees.
RV Loan Calculator & Motorhome Payment Estimator
RV loan calculator with EMI, true monthly cost (insurance + registration), gap insurance, trade-in, and amortization. Compare lender types (credit union, bank, online, dealer, RV-specialist), see state-by-state and India regional insights, and plan Class A/B/C motorhomes, travel trailers, and fifth wheels with updated 2025 rates.
Personal Loan Calculator
Calculate personal loan EMI, total interest payable, and repayment schedule. Compare unsecured loan offers, see monthly installments, and plan your debt repayment effectively.
Interest Calculator - Simple & Compound Interest Calculator 2025
Free advanced interest calculator 2025 with simple & compound interest calculations, multiple currency support (INR, USD, EUR, GBP, AUD), and recurring deposits. Calculate interest earned on savings, investments, loans, FDs, RDs with daily, monthly, quarterly, or annual compounding. Get year-by-year breakdown, APY calculations, comparison charts, and comprehensive interest growth projections. Perfect for savings planning, investment analysis, loan calculations, and financial decision-making. Supports lump sum and monthly contributions with detailed amortization schedules. Trusted by millions for accurate interest calculations.
Salary Calculator
Convert between hourly, daily, weekly, monthly, and annual salary. Calculate take-home pay after taxes, overtime, bonuses, and deductions. Perfect for salary negotiation and job comparisons.
Salary Calculator India - Calculate In-Hand Salary from CTC 2025-26
Free India salary calculator and in-hand salary calculator to convert CTC to salary. Professional tax calculator with tax regime comparison India. Calculate HRA exemption, Section 80C deduction, and detailed monthly & annual breakup with income tax, PF, and professional tax. Compare old vs new tax regime instantly for FY 2025-26.
8th Pay Commission Salary Calculator (India)
Free 8th Pay Commission salary calculator for India. Calculate your salary with DA (Dearness Allowance), HRA (House Rent Allowance), TA (Travel Allowance) breakdown. Compare 7th vs 8th CPC salary hike percentage. Get detailed monthly and annual salary structure with pay matrix levels. Calculate government employee salary under 8th Pay Commission.
HRA Calculator India 2025-26
Free HRA calculator to calculate house rent allowance exemption and taxable HRA as per Income Tax Act. Calculate tax savings on HRA for metro and non-metro cities. Get instant HRA calculation with detailed breakdown, PDF download, and WhatsApp sharing.
Gratuity Calculator India 2025-2026
Free gratuity calculator to calculate gratuity amount based on salary and years of service. Check eligibility, tax implications, and maximum limit under Payment of Gratuity Act. Get instant calculation with detailed breakdown, PDF download, and WhatsApp sharing.
EPF Calculator India 2024-25 - Calculate Employee Provident Fund Balance & Maturity
Free EPF calculator to calculate your provident fund balance, maturity amount, and contributions. Get detailed year-wise breakdown with interest earned. Calculate EPF, EPS, and VPF contributions instantly. Plan your retirement savings with EPF maturity calculator.
Income Tax Calculator 2025 | Free Federal & State Tax Calculator
Free income tax calculator for 2025 with accurate federal & state tax rates for all 50 states. Calculate take-home pay after federal income tax, state taxes, FICA (Social Security + Medicare). See effective vs marginal tax rate, complete tax bracket breakdown, and FICA details. Estimate your 2025 tax liability using current IRS tax brackets, standard deduction ($14,600-$29,200), and state-specific rates (0%-11%). Supports all filing statuses: Single, Married Filing Jointly, Married Filing Separately, Head of Household. Includes 2025 federal tax brackets (10%-37%), Social Security tax (6.2% up to $168,600), Medicare tax (1.45% + 0.9% additional), itemized deductions, and tax credits. Perfect for tax planning, salary negotiation, budgeting, and estimating quarterly taxes.
Compound Interest Calculator
Calculate compound interest on investments with daily, monthly, quarterly, or annual compounding. See how your savings grow over time with interest-on-interest calculations and detailed charts.
Investment Calculator
Calculate investment returns, growth, and future value with compound interest. Analyze lump sum investments, SIP, or recurring deposits with inflation adjustment and tax implications.
Stock Calculator
Calculate stock profit, loss, return percentage, and capital gains. Analyze buy/sell prices, quantity, brokerage fees, and taxes for accurate stock trading calculations.
Cryptocurrency Calculator
Calculate crypto investment returns, conversions, and profit/loss. Track Bitcoin, Ethereum, and altcoin portfolio value with real-time price data and trading fee calculations.
Retirement Calculator
Plan retirement savings and estimate income needs. Calculate 401k, pension, Social Security, and investment growth to determine if you can retire comfortably at your target age.
Social Security Calculator
Estimate Social Security benefits with FRA auto-calculation, claim age comparison (62, 67, 70), spousal boost, and lifetime payout projections. See monthly and annual benefits and get guidance on breakeven ages.
Retirement Income Calculator
Project sustainable retirement income using the 4% rule, Monte Carlo style success odds, inflation adjustments, Social Security bridge, and expense coverage. Quickly test withdrawal rates and gaps.
Roth vs Traditional IRA Calculator
Compare Roth IRA vs Traditional IRA using current and retirement tax brackets, contribution limits, and growth assumptions. See after-tax value, breakeven ages, and which IRA wins for your situation.
IRA Contribution Calculator 2025 – Limits, Catch-up & Eligibility
2025 IRA contribution calculator: Check limits by age, income, and filing status. See Roth vs Traditional eligibility, catch-up rules at 50+, phase-out ranges, and backdoor Roth options with instant results.
401k Calculator
Calculate your 401k growth with 2025 contribution limits, employer match optimization, catch-up contributions, and tax savings. See retirement readiness, fee impact, and projected income using the 4% rule.
FIRE Calculator 2025 - Financial Independence Retire Early Calculator
Free FIRE calculator with multi-currency support (USD/INR). Calculate your FIRE number, years to financial independence, and retirement age using the 4% rule. Choose from Lean, Regular, Fat, Barista, or Coast FIRE variants. See real-time projections with inflation adjustment, investment returns, and monthly savings tracking. Compare all FIRE variants side-by-side to find your perfect early retirement strategy. Includes detailed breakdown of annual expenses, safe withdrawal rates, and timeline to reach financial freedom. Perfect for USA and India markets with region-specific defaults and inflation rates. Plan your path to retire in your 30s, 40s, or whenever you want true financial independence. Calculate exactly how much you need to save, what your retirement income will be, and how soon you can quit your 9-5. No registration required, instant results, completely free.
Student Loan Calculator 2025
Free student loan calculator with income-driven repayment (IDR) plans, PSLF forgiveness estimator, and federal vs private loan comparison. Calculate monthly payments, total costs, and compare SAVE, IBR, PAYE, and ICR plans. Updated with 2025 rates and poverty guidelines.
GST Calculator
Calculate GST (Goods and Services Tax) for purchases and sales. Add or remove GST at 0%, 5%, 12%, 18%, 28%, or 40% rates (GST 2.0). Perfect for Indian businesses and invoice calculations.
SIP Calculator
Calculate Systematic Investment Plan (SIP) returns in mutual funds. Estimate wealth accumulation with monthly SIP investments, expected returns, and investment duration for goal-based planning.
Discount Calculator
Calculate discount percentage, final sale price, and savings amount. Find out how much you save on discounted items and compare multiple discounts during shopping.
Markup Calculator
Calculate markup percentage, selling price, and profit from cost. Determine retail pricing strategy with gross profit calculations for business and ecommerce.
Margin Calculator
Calculate profit margin, gross margin, and net margin percentages. Analyze business profitability with revenue, cost, and markup calculations for pricing decisions.
Loan Calculator
Calculate monthly loan payments for mortgages, auto loans, personal loans in USD, EUR, GBP, AUD, CAD. Get amortization schedule, prepayment calculator, and loan comparison. International loan payment calculator.
Loan EMI Calculator India
Calculate monthly EMI for home loans, personal loans, car loans in India (₹ INR). Get amortization schedule, prepayment insights, tax benefits under Section 80C & 24, and compare SBI, HDFC, ICICI, Axis Bank rates.
Tip Calculator
Advanced multi-currency tip calculator with global tipping guides. Calculate 10%, 15%, 18%, 20% gratuity for restaurants, delivery, tax calculation, bill splitting, and per-person amounts. Supports USD, INR, EUR, GBP, JPY, AUD, CAD, and more currencies with country-specific tipping culture recommendations.
Sales Tax Calculator
Calculate sales tax amount and total price after tax. Add or remove sales tax for any US state, county, or city with current 2025 tax rates and purchase calculations.
VAT Calculator
Calculate Value Added Tax (VAT) for goods and services. Add or remove VAT at standard, reduced, or zero rates for UK, EU, and international VAT calculations.
Bitcoin Calculator
Calculate Bitcoin investment value, profit/loss, and conversions to USD, EUR, INR. Track BTC holdings, mining profitability, and satoshi conversions with live prices.
Loan Payoff Calculator
Calculate when you will pay off your loan with extra payments. Estimate interest savings, payoff date, and accelerated payment schedule to become debt-free faster.
Debt Payoff Calculator
Create debt payoff plan using snowball or avalanche method. Calculate how long to pay off multiple debts, total interest saved, and optimal payment strategy for debt freedom.
Credit Card Payoff Calculator 2025 | Debt Freedom Date Calculator
Calculate how long it takes to pay off credit card debt with our free calculator. See payoff date, total interest, and strategies to pay off faster. Includes debt snowball vs avalanche comparison, multiple credit card payoff plan, balance transfer calculator, and monthly payment breakdown.
क्रेडिट कार्ड पेऑफ़ कैलकुलेटर इंडिया | Credit Card Payoff Calculator India
भारत में क्रेडिट कार्ड ऋण का भुगतान कितने समय में होगा, यह जानें। Calculate payoff timeline in INR. ब्याज की गणना करें और तेज़ी से भुगतान करने की रणनीतियाँ देखें।
CIBIL Score Calculator India | Credit Score & Loan Eligibility Checker
Free CIBIL score calculator to estimate your credit score (300-900) and check loan eligibility instantly. Calculate based on payment history, credit utilization, credit mix, and history length. Get personalized loan amount estimates, interest rate predictions, and actionable tips to improve your CIBIL score. Know your eligibility for personal loans, home loans, car loans with realistic approval chances.
FICO Score Calculator USA | Free Credit Score Estimator & Loan Checker
Free FICO score calculator to estimate your credit score (300-850) and check loan approval odds. Calculate based on 5 FICO factors: payment history, amounts owed, credit history length, credit mix, and new credit. Get instant APR estimates, loan eligibility assessment, and personalized credit improvement strategies. Perfect for mortgage, auto loan, and personal loan planning.
Net Worth Calculator | Calculate & Track Your Personal Net Worth
Free net worth calculator to calculate your personal net worth instantly. Track assets and liabilities, compare to age benchmarks, and plan your financial future. See breakdowns by category, age comparisons, and get personalized insights.
Pension Calculator - Multi-Currency Retirement Income Planner 2025
Free advanced pension calculator 2025 with multi-currency support (USD, INR, EUR, GBP, AUD). Calculate retirement pension income, projected savings at retirement, sustainable monthly withdrawals using the 4% rule, and years of financial security. Estimate pension benefits from defined contribution plans, 401(k), retirement accounts with compound interest projections. Analyze your retirement readiness with personalized calculations showing total contributions, wealth growth, and pension income projections. Perfect for retirement planning across India, USA, Europe, UK, Australia with currency-specific insights. Get detailed breakdowns of how much you need to save monthly, projected retirement corpus, and sustainable income strategies. Plan your golden years with confidence using our comprehensive pension planning tool trusted by millions worldwide.
Gold Price Calculator
Calculate gold value by weight and purity (24K, 22K, 18K). Convert grams, ounces, and tolas to current market price in USD, INR, or other currencies for jewelry and investment.
Mutual Fund Calculator
Advanced mutual fund calculator with multi-currency support (INR/USD/EUR). Calculate SIP returns, lump sum investments, CAGR, XIRR, NAV growth, expense ratio impact, and year-by-year breakdown. Compare fund performance and optimize your investment strategy.
PPF Calculator
Calculate Public Provident Fund (PPF) returns, maturity amount, and interest earnings. Plan 15-year investment with current PPF rates and tax-free returns for India.
Commission Calculator
Calculate sales commission, earnings, and percentage rates. Compute tiered commissions, referral fees, and affiliate payouts for sales professionals and businesses.
Stocks ROI Calculator
Calculate return on investment (ROI) for stocks with dividends, capital gains, and holding period. Analyze stock performance, annualized returns, and total investment profit.
FD Calculator
Calculate Fixed Deposit maturity amount, interest earned, and returns for Indian banks. Compare SBI, HDFC, ICICI FD rates with quarterly compounding. Get accurate FD calculations with TDS details for tax planning in India.
APR Calculator
Calculate Annual Percentage Rate (APR) for loans, credit cards, and mortgages. Compare APR vs interest rate, include fees, and determine true cost of borrowing.
Financial Planning Tools for Every Need
Our finance calculators help you make informed decisions about your money. Whether you're planning for retirement with our 401k calculator featuring 2025 contribution limits and employer match optimization, calculating mortgage payments, or projecting investment growth, we provide accurate, easy-to-use tools backed by industry-standard formulas.
Why Use Our Finance Calculators?
- 2025 Updated Data: All calculators use the latest IRS limits and financial guidelines
- Comprehensive Analysis: Get detailed breakdowns with charts and projections
- User-Friendly: No financial expertise required - just enter your numbers
- Free Forever: No registration, no hidden costs, unlimited calculations
- Privacy First: All calculations happen in your browser - we don't store your data
Featured: 401k Calculator 2025
Our most popular tool! The 401k calculator includes:
- 2025 IRS contribution limits ($23,500 - $34,750 depending on age)
- New super catch-up for ages 60-63 ($11,250 additional)
- Employer match optimizer to ensure you're not leaving money on the table
- Tax savings calculator showing annual and lifetime benefits
- Retirement readiness assessment with age-based benchmarks
- Fee impact analysis to understand how costs affect your growth