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US Calculators Hub

48+ free calculators designed for US—tax, mortgage, salary, retirement, and more

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Solar Panel ROI Calculator 2025 – Payback, Savings & Incentives for All 50 US States & India

Calculate your solar panel payback period, ROI, and 25-year savings in seconds. Includes 30% federal tax credit, state incentives, financing options (cash/loan/lease/PPA), and degradation. Works for all 50 US states and 28 India states with accurate tariff rates, sun hours, and regional benchmarks. See your exact break-even year and compare how you stack up against state averages.

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Mortgage Calculator - Free Home Loan Payment Calculator 2025

Free advanced mortgage calculator 2025 with complete PITI breakdown (Principal, Interest, Taxes, Insurance), detailed amortization schedule, and instant payment estimates. Calculate your exact monthly mortgage payment, total interest cost over loan lifetime, optimal down payment amount, PMI requirements, and loan-to-value ratio. Compare 15-year vs 30-year mortgages side-by-side, analyze refinancing scenarios, estimate closing costs, and discover tax-saving strategies. Includes FHA, VA, Conventional, and Jumbo loan calculations with adjustable rate (ARM) options. Get personalized home affordability insights, early payoff scenarios, and print-ready payment schedules. Trusted by 5M+ home buyers for accurate, bank-level calculations. Your complete mortgage planning toolkit—understand every dollar of your home loan before you commit.

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Mortgage Payoff Calculator with Extra Payments - Save Thousands 2025

Free mortgage payoff calculator shows exactly how extra payments, lump sums, and bi-weekly payments can save you tens of thousands in interest and help you become debt-free years earlier. Calculate your early payoff date, see complete amortization schedules, compare payment strategies side-by-side, and discover the power of even small extra payments. Includes year-by-year breakdown, month-by-month details, and instant savings comparison. Perfect for homeowners looking to pay off their mortgage faster, reduce interest costs, and build equity quicker. Try scenarios like adding $100/month extra, making bi-weekly payments (13 payments/year), or applying year-end bonuses as lump sums. See real numbers on how much you can save—many homeowners save $50,000+ in interest and pay off mortgages 5-10 years early. No registration required, instant results, completely free.

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US Salary Calculator 2025 - Free Take Home Pay Calculator After Taxes

Free US salary calculator calculates your take-home pay after federal tax, state tax, FICA, and deductions. Accurate 2025 tax brackets for all 50 states. See net pay by paycheck period instantly. Calculate exact take-home salary from hourly, weekly, biweekly, monthly, or annual pay. Includes federal income tax (10%-37% progressive brackets), state income tax for all 50 states, Social Security (6.2%), Medicare (1.45%), additional Medicare tax (0.9% over $200K), 401(k) contributions, health insurance premiums, HSA, FSA, and bonus calculations. Compare scenarios, understand effective vs marginal tax rates, optimize pre-tax deductions, and see detailed breakdown by pay period. Perfect for job offer evaluation, salary negotiation, budgeting, tax planning, and understanding your real purchasing power. Supports single, married filing jointly, married filing separately, and head of household filing statuses. No registration, instant accurate results, completely free.

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Car Loan Calculator

Calculate car loan monthly payments, total interest, and loan term. Compare auto loan rates, include trade-in value, and estimate total vehicle financing costs with taxes and fees.

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RV Loan Calculator & Motorhome Payment Estimator

RV loan calculator with EMI, true monthly cost (insurance + registration), gap insurance, trade-in, and amortization. Compare lender types (credit union, bank, online, dealer, RV-specialist), see state-by-state and India regional insights, and plan Class A/B/C motorhomes, travel trailers, and fifth wheels with updated 2025 rates.

Personal Loan Calculator

Calculate personal loan EMI, total interest payable, and repayment schedule. Compare unsecured loan offers, see monthly installments, and plan your debt repayment effectively.

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Interest Calculator - Simple & Compound Interest Calculator 2025

Free advanced interest calculator 2025 with simple & compound interest calculations, multiple currency support (INR, USD, EUR, GBP, AUD), and recurring deposits. Calculate interest earned on savings, investments, loans, FDs, RDs with daily, monthly, quarterly, or annual compounding. Get year-by-year breakdown, APY calculations, comparison charts, and comprehensive interest growth projections. Perfect for savings planning, investment analysis, loan calculations, and financial decision-making. Supports lump sum and monthly contributions with detailed amortization schedules. Trusted by millions for accurate interest calculations.

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Salary Calculator

Convert between hourly, daily, weekly, monthly, and annual salary. Calculate take-home pay after taxes, overtime, bonuses, and deductions. Perfect for salary negotiation and job comparisons.

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Income Tax Calculator 2025 | Free Federal & State Tax Calculator

Free income tax calculator for 2025 with accurate federal & state tax rates for all 50 states. Calculate take-home pay after federal income tax, state taxes, FICA (Social Security + Medicare). See effective vs marginal tax rate, complete tax bracket breakdown, and FICA details. Estimate your 2025 tax liability using current IRS tax brackets, standard deduction ($14,600-$29,200), and state-specific rates (0%-11%). Supports all filing statuses: Single, Married Filing Jointly, Married Filing Separately, Head of Household. Includes 2025 federal tax brackets (10%-37%), Social Security tax (6.2% up to $168,600), Medicare tax (1.45% + 0.9% additional), itemized deductions, and tax credits. Perfect for tax planning, salary negotiation, budgeting, and estimating quarterly taxes.

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Compound Interest Calculator

Calculate compound interest on investments with daily, monthly, quarterly, or annual compounding. See how your savings grow over time with interest-on-interest calculations and detailed charts.

Investment Calculator

Calculate investment returns, growth, and future value with compound interest. Analyze lump sum investments, SIP, or recurring deposits with inflation adjustment and tax implications.

Stock Calculator

Calculate stock profit, loss, return percentage, and capital gains. Analyze buy/sell prices, quantity, brokerage fees, and taxes for accurate stock trading calculations.

Cryptocurrency Calculator

Calculate crypto investment returns, conversions, and profit/loss. Track Bitcoin, Ethereum, and altcoin portfolio value with real-time price data and trading fee calculations.

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Retirement Calculator

Plan retirement savings and estimate income needs. Calculate 401k, pension, Social Security, and investment growth to determine if you can retire comfortably at your target age.

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Social Security Calculator

Estimate Social Security benefits with FRA auto-calculation, claim age comparison (62, 67, 70), spousal boost, and lifetime payout projections. See monthly and annual benefits and get guidance on breakeven ages.

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Retirement Income Calculator

Project sustainable retirement income using the 4% rule, Monte Carlo style success odds, inflation adjustments, Social Security bridge, and expense coverage. Quickly test withdrawal rates and gaps.

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Roth vs Traditional IRA Calculator

Compare Roth IRA vs Traditional IRA using current and retirement tax brackets, contribution limits, and growth assumptions. See after-tax value, breakeven ages, and which IRA wins for your situation.

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IRA Contribution Calculator 2025 – Limits, Catch-up & Eligibility

2025 IRA contribution calculator: Check limits by age, income, and filing status. See Roth vs Traditional eligibility, catch-up rules at 50+, phase-out ranges, and backdoor Roth options with instant results.

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401k Calculator

Calculate your 401k growth with 2025 contribution limits, employer match optimization, catch-up contributions, and tax savings. See retirement readiness, fee impact, and projected income using the 4% rule.

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FIRE Calculator 2025 - Financial Independence Retire Early Calculator

Free FIRE calculator with multi-currency support (USD/INR). Calculate your FIRE number, years to financial independence, and retirement age using the 4% rule. Choose from Lean, Regular, Fat, Barista, or Coast FIRE variants. See real-time projections with inflation adjustment, investment returns, and monthly savings tracking. Compare all FIRE variants side-by-side to find your perfect early retirement strategy. Includes detailed breakdown of annual expenses, safe withdrawal rates, and timeline to reach financial freedom. Perfect for USA and India markets with region-specific defaults and inflation rates. Plan your path to retire in your 30s, 40s, or whenever you want true financial independence. Calculate exactly how much you need to save, what your retirement income will be, and how soon you can quit your 9-5. No registration required, instant results, completely free.

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Student Loan Calculator 2025

Free student loan calculator with income-driven repayment (IDR) plans, PSLF forgiveness estimator, and federal vs private loan comparison. Calculate monthly payments, total costs, and compare SAVE, IBR, PAYE, and ICR plans. Updated with 2025 rates and poverty guidelines.

Markup Calculator

Calculate markup percentage, selling price, and profit from cost. Determine retail pricing strategy with gross profit calculations for business and ecommerce.

Margin Calculator

Calculate profit margin, gross margin, and net margin percentages. Analyze business profitability with revenue, cost, and markup calculations for pricing decisions.

VAT Calculator

Calculate Value Added Tax (VAT) for goods and services. Add or remove VAT at standard, reduced, or zero rates for UK, EU, and international VAT calculations.

Bitcoin Calculator

Calculate Bitcoin investment value, profit/loss, and conversions to USD, EUR, INR. Track BTC holdings, mining profitability, and satoshi conversions with live prices.

Loan Payoff Calculator

Calculate when you will pay off your loan with extra payments. Estimate interest savings, payoff date, and accelerated payment schedule to become debt-free faster.

Debt Payoff Calculator

Create debt payoff plan using snowball or avalanche method. Calculate how long to pay off multiple debts, total interest saved, and optimal payment strategy for debt freedom.

Credit Card Payoff Calculator 2025 | Debt Freedom Date Calculator

Calculate how long it takes to pay off credit card debt with our free calculator. See payoff date, total interest, and strategies to pay off faster. Includes debt snowball vs avalanche comparison, multiple credit card payoff plan, balance transfer calculator, and monthly payment breakdown.

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क्रेडिट कार्ड पेऑफ़ कैलकुलेटर इंडिया | Credit Card Payoff Calculator India

भारत में क्रेडिट कार्ड ऋण का भुगतान कितने समय में होगा, यह जानें। Calculate payoff timeline in INR. ब्याज की गणना करें और तेज़ी से भुगतान करने की रणनीतियाँ देखें।

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FICO Score Calculator USA | Free Credit Score Estimator & Loan Checker

Free FICO score calculator to estimate your credit score (300-850) and check loan approval odds. Calculate based on 5 FICO factors: payment history, amounts owed, credit history length, credit mix, and new credit. Get instant APR estimates, loan eligibility assessment, and personalized credit improvement strategies. Perfect for mortgage, auto loan, and personal loan planning.

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Net Worth Calculator | Calculate & Track Your Personal Net Worth

Free net worth calculator to calculate your personal net worth instantly. Track assets and liabilities, compare to age benchmarks, and plan your financial future. See breakdowns by category, age comparisons, and get personalized insights.

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Pension Calculator - Multi-Currency Retirement Income Planner 2025

Free advanced pension calculator 2025 with multi-currency support (USD, INR, EUR, GBP, AUD). Calculate retirement pension income, projected savings at retirement, sustainable monthly withdrawals using the 4% rule, and years of financial security. Estimate pension benefits from defined contribution plans, 401(k), retirement accounts with compound interest projections. Analyze your retirement readiness with personalized calculations showing total contributions, wealth growth, and pension income projections. Perfect for retirement planning across India, USA, Europe, UK, Australia with currency-specific insights. Get detailed breakdowns of how much you need to save monthly, projected retirement corpus, and sustainable income strategies. Plan your golden years with confidence using our comprehensive pension planning tool trusted by millions worldwide.

Gold Price Calculator

Calculate gold value by weight and purity (24K, 22K, 18K). Convert grams, ounces, and tolas to current market price in USD, INR, or other currencies for jewelry and investment.

Commission Calculator

Calculate sales commission, earnings, and percentage rates. Compute tiered commissions, referral fees, and affiliate payouts for sales professionals and businesses.

Stocks ROI Calculator

Calculate return on investment (ROI) for stocks with dividends, capital gains, and holding period. Analyze stock performance, annualized returns, and total investment profit.

APR Calculator

Calculate Annual Percentage Rate (APR) for loans, credit cards, and mortgages. Compare APR vs interest rate, include fees, and determine true cost of borrowing.

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IVF Cost Calculator 2025

Calculate IVF treatment costs including medications, procedures, and facility fees. See insurance coverage options and financing help. Compare costs by state. Estimate your out-of-pocket expenses for IVF treatment with detailed breakdown.

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GPA Calculator

Calculate GPA (Grade Point Average) for high school or college students. Convert letter grades to GPA on 4.0 scale with weighted classes, honors, and AP courses.

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House Affordability Calculator

Calculate how much house you can afford based on income, debts, down payment, and mortgage rates. Determine maximum home price and monthly payment within your budget.

Rent vs Buy Calculator

Compare renting vs buying a home with total costs, equity buildup, tax benefits, and long-term financial impact. Make informed housing decisions with detailed rent-buy analysis.

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BRRRR Calculator

Free BRRRR calculator and real estate BRRRR deal analyzer. Complete DSCR calculator with cash flow calculator for real estate investments. Analyze rental property deals, refinance scenarios, and BRRRR investment returns with 5-year projections.

Down Payment Calculator

Calculate down payment needed for home purchase at 3%, 5%, 10%, or 20%. Determine PMI costs, loan amount, and closing costs for different down payment scenarios.

Concrete Calculator

Calculate concrete needed for slabs, footings, columns, and driveways. Estimate cubic yards, bags, and cost for construction projects with concrete volume calculations.

Amortization Calculator

Calculate loan amortization schedule with principal and interest breakdown by month. View payment schedule, remaining balance, and total interest paid over loan term.

Painting Calculator

Calculate paint needed for walls, ceilings, and rooms. Estimate gallons of paint, primer, and total coverage area for interior and exterior painting projects.

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Roofing Cost Calculator

Roofing cost calculator for US and India with pitch multipliers, per-square pricing, material vs labor breakdown, removal, and permits.

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Property Tax Calculator

Estimate annual property tax by home value, tax rate, and exemptions. Instantly compare property tax rates by state or city, get your assessment breakdown, and plan your real estate costs with updated 2025 data.