Real Estate Calculator
Complete real estate investment calculator with cash flow, ROI, cap rate, cash-on-cash return, and rental property analysis. Evaluate investment property profitability.
PopularProperty Purchase Details
Typically 2-5% of purchase price
Initial renovation expenses
Monthly Income & Expenses
Expected vacancy rate (5-10%)
Principal & interest payment
Typically $100-300/month
Typically 8-12% of rent
Investment Timeline
Annual property value increase
How long you plan to hold
Investment Analysis
Real Estate Investment Analysis
This calculator provides comprehensive analysis of rental property investments, including cash flow, ROI, cap rate, and long-term projections. Use it to evaluate properties before purchasing and compare different investment opportunities.
Key Metrics Explained
- Cash Flow: Monthly/annual income after all expenses. Positive = profitable, negative = losing money
- Cash-on-Cash Return: Annual cash flow divided by total investment. Measures cash return on cash invested
- Cap Rate: Net operating income divided by purchase price. Compares properties independent of financing
- ROI: Total return including cash flow, appreciation, and loan paydown over holding period
The 1% Rule
A quick screening tool: monthly rent should be at least 1% of purchase price. For example, a $200,000 property should rent for $2,000/month. Properties meeting this rule typically have positive cash flow.
Hidden Costs to Consider
- Repairs and capital expenditures (roof, HVAC, etc.)
- Tenant turnover costs (cleaning, repairs, advertising)
- Property management fees (if not self-managing)
- HOA fees (if applicable)
- Utilities (if you pay any)
- Legal fees and eviction costs