Property Investment Calculator
Calculate rental property ROI, cash flow, cap rate, and investment returns. Analyze real estate investment profitability with expenses, vacancy, appreciation, and tax benefits.
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Property Details
$
$
$
$
Financing
%
Income & Expenses
$
%
Typical: 5-10%
%
$
$
%
Typical: 1-2%
%
Typical: 8-12% of rent
Projections
%
Investment Analysis
Initial Investment
$65,000
Monthly Cash Flow
+$68
Annual Cash Flow
+$816
Cash-on-Cash Return
1.26%
Cap Rate
5.96%
Monthly Breakdown
Monthly Rent+$2,000
Vacancy Loss-$100
Effective Income$1,900
Mortgage Payment-$1,074
Property Tax-$250
Insurance-$100
Maintenance-$208
Property Management-$200
Monthly Cash Flow$68
10-Year Projection
Total Cash Flow
$8,163
Property Value
$335,979
Equity
$173,295
Total Return
$116,458
Total ROI
179.17%
Annualized Return
10.81%
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Rental Property Investment Analysis
This calculator helps analyze rental property investments using standard real estate metrics. Use it to compare properties and determine potential returns.
Key Metrics Explained
- Cash Flow: Monthly income minus expenses. Positive cash flow means profit.
- Cash-on-Cash Return: Annual cash flow ÷ initial investment × 100
- Cap Rate: Net Operating Income ÷ property value × 100
- Total ROI: Total return (cash flow + appreciation + equity) ÷ investment
Investment Tips
- Target positive cash flow from day one
- Factor in vacancy - don't assume 100% occupancy
- Budget for maintenance (1-2% of property value)
- Consider property management costs
- Build reserves for major repairs
- Verify rental rates in the area
Frequently Asked Questions
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