US Tax, Mortgage & Salary Calculators | 2025
Complete financial planning tools for US taxpayers and homebuyers—100% private, instant results
Tax & Salary
US Salary Calculator 2025 - Free Take Home Pay Calculator After Taxes
Free US salary calculator calculates your take-home pay after federal tax, state tax, FICA, and deductions. Accurate 2025 tax brackets for all 50 states. See net pay by paycheck period instantly. Calculate exact take-home salary from hourly, weekly, biweekly, monthly, or annual pay. Includes federal income tax (10%-37% progressive brackets), state income tax for all 50 states, Social Security (6.2%), Medicare (1.45%), additional Medicare tax (0.9% over $200K), 401(k) contributions, health insurance premiums, HSA, FSA, and bonus calculations. Compare scenarios, understand effective vs marginal tax rates, optimize pre-tax deductions, and see detailed breakdown by pay period. Perfect for job offer evaluation, salary negotiation, budgeting, tax planning, and understanding your real purchasing power. Supports single, married filing jointly, married filing separately, and head of household filing statuses. No registration, instant accurate results, completely free.
Income Tax Calculator 2025 | Free Federal & State Tax Calculator
Free income tax calculator for 2025 with accurate federal & state tax rates for all 50 states. Calculate take-home pay after federal income tax, state taxes, FICA (Social Security + Medicare). See effective vs marginal tax rate, complete tax bracket breakdown, and FICA details. Estimate your 2025 tax liability using current IRS tax brackets, standard deduction ($14,600-$29,200), and state-specific rates (0%-11%). Supports all filing statuses: Single, Married Filing Jointly, Married Filing Separately, Head of Household. Includes 2025 federal tax brackets (10%-37%), Social Security tax (6.2% up to $168,600), Medicare tax (1.45% + 0.9% additional), itemized deductions, and tax credits. Perfect for tax planning, salary negotiation, budgeting, and estimating quarterly taxes.
401k Calculator
Calculate your 401k growth with 2025 contribution limits, employer match optimization, catch-up contributions, and tax savings. See retirement readiness, fee impact, and projected income using the 4% rule.
Mortgage & Home
Mortgage Calculator - Free Home Loan Payment Calculator 2025
Free advanced mortgage calculator 2025 with complete PITI breakdown (Principal, Interest, Taxes, Insurance), detailed amortization schedule, and instant payment estimates. Calculate your exact monthly mortgage payment, total interest cost over loan lifetime, optimal down payment amount, PMI requirements, and loan-to-value ratio. Compare 15-year vs 30-year mortgages side-by-side, analyze refinancing scenarios, estimate closing costs, and discover tax-saving strategies. Includes FHA, VA, Conventional, and Jumbo loan calculations with adjustable rate (ARM) options. Get personalized home affordability insights, early payoff scenarios, and print-ready payment schedules. Trusted by 5M+ home buyers for accurate, bank-level calculations. Your complete mortgage planning toolkit—understand every dollar of your home loan before you commit.
Mortgage Payoff Calculator with Extra Payments - Save Thousands 2025
Free mortgage payoff calculator shows exactly how extra payments, lump sums, and bi-weekly payments can save you tens of thousands in interest and help you become debt-free years earlier. Calculate your early payoff date, see complete amortization schedules, compare payment strategies side-by-side, and discover the power of even small extra payments. Includes year-by-year breakdown, month-by-month details, and instant savings comparison. Perfect for homeowners looking to pay off their mortgage faster, reduce interest costs, and build equity quicker. Try scenarios like adding $100/month extra, making bi-weekly payments (13 payments/year), or applying year-end bonuses as lump sums. See real numbers on how much you can save—many homeowners save $50,000+ in interest and pay off mortgages 5-10 years early. No registration required, instant results, completely free.
House Affordability Calculator
Calculate how much house you can afford based on income, debts, down payment, and mortgage rates. Determine maximum home price and monthly payment within your budget.
Investing
Compound Interest Calculator
Calculate compound interest on investments with daily, monthly, quarterly, or annual compounding. See how your savings grow over time with interest-on-interest calculations and detailed charts.
Investment Calculator
Calculate investment returns, growth, and future value with compound interest. Analyze lump sum investments, SIP, or recurring deposits with inflation adjustment and tax implications.