Loan Payoff Calculator

Calculate when you will pay off your loan with extra payments. Estimate interest savings, payoff date, and accelerated payment schedule to become debt-free faster.

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Current Loan Details

$
% per year
$

Required monthly payment

Accelerated Payoff

$

Additional amount to pay each month

Payoff Comparison

You will save $228,693.21!

Pay off in 210 months (17.5 years) with extra payments
Interest Saved
$228,693.21
Payoff in 17.5 years
Time to Payoff
210 months
17.5 years
Total Interest
$168,494.40
Payoff Date
April 2043
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How to Use the Loan Payoff Calculator

Enter your current loan balance, interest rate, and remaining term. Then input your planned extra monthly payment. The calculator shows how much faster you will pay off the loan and total interest saved.

Frequently Asked Questions

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