Currency Converter Calculator
Convert between 150+ world currencies with live exchange rates. Calculate USD, EUR, GBP, INR, and other forex conversions for international transactions and travel planning.
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Currency Conversion
Enter amount to convert
Conversion Result
Converted Amount
€ 920.00
1,000 USD = 920.00 EUR
Exchange Rate
1 USD = 0.9200 EUR
Inverse Rate
1 EUR = 1.0870 USD
Conversion Details
You send:$ 1,000
Exchange rate:0.9200
Recipient gets:€ 920.00
⚠️ Important: These are indicative rates for illustration. Actual exchange rates vary by provider and change constantly. Check current rates with your bank or currency exchange service before transactions. Fees and margins may apply.
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How to Use the Currency Converter
Select your source and target currencies, enter the amount you want to convert, and instantly see the converted value. Use the swap button to quickly reverse the conversion direction.
Understanding Exchange Rates
Exchange rates show how much one currency is worth in another. For example, if 1 USD = 0.92 EUR, then $100 USD equals €92 EUR. Rates constantly fluctuate based on economic factors.
Major Currency Pairs (Approximate Rates)
| Currency Pair | Typical Range |
|---|---|
| USD/EUR | 0.85-0.95 |
| USD/GBP | 0.75-0.85 |
| USD/JPY | 130-155 |
| USD/CNY | 6.5-7.5 |
| USD/INR | 82-85 |
Exchange Rate Types
- Spot Rate: Current market rate for immediate transaction
- Mid-Market Rate: Average of buy and sell prices (most accurate)
- Buy Rate: Rate when buying foreign currency (usually worse)
- Sell Rate: Rate when selling foreign currency back
- Tourist Rate: Retail rates with higher margins at exchanges
Currency Exchange Fees & Costs
- Spread/Margin: Difference between mid-market and offered rate (1-4%)
- Commission: Fixed or percentage fee charged by exchanges
- ATM Fees: Withdrawal fees + foreign transaction fees (3-5%)
- Credit Card Fees: Foreign transaction fees (0-3%)
- Transfer Fees: Bank wire transfer fees ($25-$50 typical)
Best Ways to Exchange Currency
| Method | Cost | Best For |
|---|---|---|
| Wise/TransferWise | 0.5-1% | Large transfers |
| ATM (local bank) | 1-3% | Travel cash |
| Credit Card (no FX fee) | 1-2% | Purchases abroad |
| Bank Exchange | 2-5% | Convenience |
| Currency Kiosk | 5-10% | Small amounts only |
| Airport Exchange | 10-15% | Emergency only |
Travel Money Tips
- Exchange currency 1-2 weeks before travel when rates are favorable
- Use credit cards with no foreign transaction fees for purchases
- Withdraw larger amounts from ATMs less frequently to minimize fees
- Keep some USD/EUR - widely accepted and easily exchanged everywhere
- Notify your bank before traveling to avoid card blocks
- Use apps to track real-time exchange rates and find best deals
- Never exchange at hotels or tourist areas - rates are terrible
Money-Saving Tip: For international transfers over $1,000, use services like Wise, Revolut, or OFX instead of banks. You'll save 3-5% on the exchange rate and fees - that's $30-50 per $1,000!
Frequently Asked Questions
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